Learn

Empowering you with the knowledge and resources to make confident mortgage decisions. Explore expert insights, market trends, and helpful guides tailored to homebuyers in the US Virgin Islands.

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February 2025

The First Step In Buying in the Virgin Islands – Get Pre-Qualified with Virgin Bay Mortgage

We strongly recommend that you get pre-qualified when thinking of purchasing a home or investment property in the US Virgin Islands. Such a letter is essential for a few reasons when buying in the USVI.

Loan Types

Understanding your loan options is key to making the right financial decision. Explore different mortgage types, interest rates, and financing solutions to find the best fit for your home-buying or refinancing needs.

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February 2025

Fixed Rate Mortgage Loans from Virgin Bay Mortgage

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February 2025

USDA Rural Housing Loans

VA loan document on a table with a pen, glasses, and stack of money

February 2025

VA Loans with Virgin Bay Mortgage

Home Buying Process

Navigating the home-buying journey can feel overwhelming, but we’re here to guide you every step of the way. From pre-approval to closing, discover essential insights and expert tips to help you purchase your dream home with confidence.

Notepad with "Pre-Approval VS Pre-Qualification" written on it

February 2025

Pre-Qualification vs. Pre-Approval...What's the Difference?

Arial view of a city in the US Virgin Islands

February 2025

Ready to purchase your new home?

February 2025

The First Step In Buying in the Virgin Islands – Get Pre-Qualified with Virgin Bay Mortgage

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February 2025

New Construction Financing

Property Considerations

Choosing the right property involves more than just location. Learn about key factors like market trends, home inspections, and long-term investment potential to make informed decisions when buying or selling real estate.

February 2025

What makes a condo association a "good" association?

Mortgage Information & Resources

Stay informed with expert insights on mortgage rates, lending guidelines, and financial planning. Whether you're a first-time buyer or looking to refinance, access the resources you need to navigate the mortgage process with ease.