Terms & Conditions

Last Updated: February 2025

2.1. Information Purpose

• Our Service provides general information about mortgage products and services
• Information is for educational purposes only
• We do not guarantee mortgage approval or specific rates

2.2. Not Financial Advice

• Content provided is not financial advice
• Users should consult qualified financial professionals
• Individual circumstances may vary

To use our Service, you must:

• Be at least 18 years old
• Have the legal capacity to enter into contracts
• Provide accurate and truthful information

4.1. Application Information

• Personal identification information
• Financial information
• Employment details
• Property information
• Credit history authorization

4.2. Accuracy Requirements

• All provided information must be accurate and current
• Users are responsible for updating any changes
• False information may result in application rejection

5.1. Credit Reporting

• We may use credit reporting services
• Credit checks may affect your credit score
• You authorize credit inquiries when applying

5.2. Partner Services

• We may share information with lending partners
• Third-party services have separate terms
• We are not responsible for third-party actions

6.1. Information Protection

• We implement reasonable security measures
• Data is handled according to our Privacy Policy
• Users should review our separate Privacy Policy

6.2. Information Sharing

• Information may be shared with lending partners
• Sharing practices comply with applicable laws
• Users consent to necessary information sharing

7.1. Service Availability

• Service provided "as is" and "as available"
• No guarantee of continuous availability
• We may modify or discontinue features

7.2. Rate Information

• Rates shown are examples only
• Actual rates depend on various factors
• Rates subject to change without notice

8.1. Ownership

• All content is our property or licensed to us
• Users may not copy or reproduce content
• Trademarks and logos are protected

8.2. Limited License

• Personal, non-commercial use only
• No modification or distribution
• License revocable at any time

Users may not:

• Submit false information
• Use automated systems or bots
• Interfere with Service operation
• Circumvent security measures
• Violate applicable laws

10.1. No Guarantees

• No guarantee of loan approval
• No warranty on rate availability
• No responsibility for third-party decisions

10.2. Liability Limits

• We are not liable for indirect damages
• Maximum liability limited by law
• User assumes application risks

Users agree to indemnify us against claims arising from:

• False information submission
• Terms violation
• Illegal activities
• Unauthorized access

Users consent to:

• Electronic communications
• Electronic signatures
• Electronic document delivery