As an approved USDA Rural Housing lender, Virgin Bay Mortgage is excited to bring you the option of a USDA mortgage. For those who qualify, 100% financing is available. With low interest rates and flexible guidelines, a USDA home loan could help you achieve your financial goals.
Who qualifies for a USDA Mortgage?
Eligibility is based both on the property and the borrower. The property must be in a rural development eligible area and be occupied as your primary residence. Your Virgin Bay Mortgage loan officer can help you determine whether there are properties near you that qualify. Even if you do not consider an area to be "rural" you may be surprised to learn there are eligible properties nearby.
To qualify for a USDA Rural Housing loan a borrower must meet income (people who earn above a certain amount are ineligible), credit, and employment requirements and be a US citizen, US non-citizen national, or a qualified alien.
Take the first step towards your new home with a USDA mortgage!
Contact Virgin Bay Mortgage today to speak with an experienced loan officer who can guide you through the process of obtaining a USDA Rural Housing loan.
Call us today at 1-340-714-0033
