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St. John, USVI

NW

The Hills St. John

FLEX
Cruz Bay / Hillside· St. John22 units 2–4 BR

Now known as The Hills St. John, this spectacular, luxury villa-style resort community sits perched on the steep hillsides high above Cruz Bay. The complex features stunning, Mediterranean-inspired architecture and incredibly opulent, expansive multi-bedroom residences. Offering a true country-club lifestyle, residents enjoy access to a magnificent clubhouse, a state-of-the-art fitness center, and a beautiful community pool. It provides unparalleled, jaw-dropping sunset views over the Caribbean Sea in a highly exclusive, gated setting.

Active listings

No active listings available

Units in this association

TypeAsking nowRef. priceHOA / mo
2 ———$3,045
3 ———$3,932
4 4——$4,004

Asking now is the range of current active MLS list prices for that unit type. Ref. price is a benchmark value used to pre-fill the calculator — based on recent sold/underwritten values, so it can sit above or below today's asking prices.

Warrantability at a Glance

NW
Non-Warrantable
Fails Fannie Mae criteria — inadequate insurance.
Available loan paths
FLEX

Warrantability and loan options reflect past transactions — each new deal requires a fresh review.

Last transaction
—
Insurance type
—
Condo-tel
No
VA eligible
No
FLEX eligible
Yes

Financing & Investment

Open the Mortgage Calculator pre-filled with this association's reference price, condo dues, and rental estimates — then update with your own assumptions.

FLEX (non-conventional) — plan on a minimum 30% down payment.
Run the numbers