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St. John, USVI

NW

Serendip

FLEX
Cruz Bay / Hillside· St. John10 units 1 BRCondo-tel

Perched high above Cruz Bay, Serendip is a beautifully appointed, intimate condominium community that immerses residents in tranquil island life. The complex features spacious one-bedroom and studio condos designed for the perfect blend of indoor and outdoor living, complete with private verandas that offer breathtaking views of Pillsbury Sound and St. Thomas. With a lovely community pool, an on-site manager, and a peaceful atmosphere, it serves as the perfect, comfortable home base for exploring the island's renowned National Park beaches.

Active listings

No active listings available

Units in this association

TypeAsking nowRef. priceHOA / mo
1 ———$2,251

Asking now is the range of current active MLS list prices for that unit type. Ref. price is a benchmark value used to pre-fill the calculator — based on recent sold/underwritten values, so it can sit above or below today's asking prices.

Warrantability at a Glance

NW
Non-Warrantable
Fails Fannie Mae criteria — other.
Available loan paths
FLEX

Warrantability and loan options reflect past transactions — each new deal requires a fresh review.

Last transaction
—
Insurance type
—
Condo-tel
Yes
VA eligible
No
FLEX eligible
Yes

Financing & Investment

Open the Mortgage Calculator pre-filled with this association's reference price, condo dues, and rental estimates — then update with your own assumptions.

FLEX (non-conventional) — plan on a minimum 30% down payment.
Run the numbers