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St. Thomas, USVI

W

Sapphire Bay West

CONV
East End / Sapphire Beach· St. Thomas 1 BR

Widely known as Crystal Cove, Sapphire Bay West is a highly sought-after, gated community sitting directly on the pristine shores of Sapphire Beach. While it shares the incredible beach with the neighboring resort, Crystal Cove offers a slightly more relaxed, residential vibe. The grounds are lush and meticulously landscaped, featuring a large saltwater pond, a beachfront pool, and tennis courts. It is a fantastic option for both full-time owners and vacation investors.

Active listings

No active listings available

Units in this association

TypeAsking nowRef. priceHOA / mo
1 ———$1,369

Asking now is the range of current active MLS list prices for that unit type. Ref. price is a benchmark value used to pre-fill the calculator — based on recent sold/underwritten values, so it can sit above or below today's asking prices.

Warrantability at a Glance

W
Warrantable
Previously met Fannie Mae criteria. Requires a fresh review for each transaction.
Available loan paths
ConventionalFLEX

Warrantability and loan options reflect past transactions — each new deal requires a fresh review.

Last transaction
—
Insurance type
Replacement Cost
Condo-tel
No
VA eligible
No
FLEX eligible
Yes

Financing & Investment

Open the Mortgage Calculator pre-filled with this association's reference price, condo dues, and rental estimates — then update with your own assumptions.

Conventional — plan on a minimum 20% down payment.
Run the numbers