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St. Thomas, USVI

NW

Pavilions and Pools

FLEX
East End / Smith Bay· St. Thomas25 units 1 BR

Pavilions and Pools is a truly unique, intimate condominium hotel community tucked away in a lush, tropical garden setting in Estate Smith Bay. The defining feature of this 25-unit complex is ultimate privacy—every single one-bedroom villa features its own completely private swimming pool, sun deck, and signature indoor garden shower. It is the perfect romantic or secluded retreat, yet it sits just a five-minute walk from the spectacular white sands of Sapphire Beach and a quick one-mile drive from the dining and ferry services of Red Hook.

Active listings

No active listings available

Units in this association

TypeAsking nowRef. priceHOA / mo
1 ———$1,616

Asking now is the range of current active MLS list prices for that unit type. Ref. price is a benchmark value used to pre-fill the calculator — based on recent sold/underwritten values, so it can sit above or below today's asking prices.

Warrantability at a Glance

NW
Non-Warrantable
Fails Fannie Mae criteria — inadequate insurance.
Available loan paths
FLEX

Warrantability and loan options reflect past transactions — each new deal requires a fresh review.

Last transaction
—
Insurance type
—
Condo-tel
No
VA eligible
No
FLEX eligible
Yes

Financing & Investment

Open the Mortgage Calculator pre-filled with this association's reference price, condo dues, and rental estimates — then update with your own assumptions.

FLEX (non-conventional) — plan on a minimum 30% down payment.
Run the numbers