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St. John, USVI

NW

Palm Terrace

FLEX
Cruz Bay· St. John6 units

Palm Terrace Villas is an elegant, highly spacious residential community offering some of the most luxurious, large-scale accommodations in Cruz Bay. The complex features exceptional three- and four-bedroom residences with gourmet kitchens, granite countertops, and large en-suite bathrooms. Designed as a peaceful and serene retreat, it sits just a block from the ocean, offering beautiful views and cooling sea breezes. It provides the perfect balance of a quiet residential feel while remaining a quick stroll away from world-class dining and shopping.

Active listings

No active listings available

Units in this association

TypeAsking nowRef. priceHOA / mo
— ———$1,500

Asking now is the range of current active MLS list prices for that unit type. Ref. price is a benchmark value used to pre-fill the calculator — based on recent sold/underwritten values, so it can sit above or below today's asking prices.

Warrantability at a Glance

NW
Non-Warrantable
Fails Fannie Mae criteria — inadequate insurance.
Available loan paths
FLEX

Warrantability and loan options reflect past transactions — each new deal requires a fresh review.

Last transaction
—
Insurance type
—
Condo-tel
No
VA eligible
No
FLEX eligible
Yes

Financing & Investment

Open the Mortgage Calculator pre-filled with this association's reference price, condo dues, and rental estimates — then update with your own assumptions.

FLEX (non-conventional) — plan on a minimum 30% down payment.
Run the numbers