Palm Gardens

FLEX

Central/Hillside· St. Thomas 2 BRVA eligible

Palm Gardens offers peaceful, tucked-away residential living in a highly central St. Thomas location. Perched on a breezy hillside overlooking the central valley, this quiet complex provides residents with a true neighborhood feel away from the tourist hubs. With highly reasonable fees and an incredibly easy commute to downtown Charlotte Amalie, the airport, and the commercial center of Tutu, it is an ideal and practical choice for full-time island residents.

Active listings

No active listings available

Units in this association

Type	Asking now	Ref. price	HOA / mo
2 —	—	—	$1,476

Asking now is the range of current active MLS list prices for that unit type. Ref. price is a benchmark value used to pre-fill the calculator — based on recent sold/underwritten values, so it can sit above or below today's asking prices.

Warrantability at a Glance

Non-Warrantable

Fails Fannie Mae criteria — inadequate insurance.

Available loan paths

FLEX

Warrantability and loan options reflect past transactions — each new deal requires a fresh review.

Last transaction: —
Insurance type: —
Condo-tel: No
VA eligible: Yes
FLEX eligible: Yes

Financing & Investment

Open the Mortgage Calculator pre-filled with this association's reference price, condo dues, and rental estimates — then update with your own assumptions.

FLEX (non-conventional) — plan on a minimum 30% down payment.

Run the numbers