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St. John, USVI

NW

Mango Terrace

FLEX
Cruz Bay· St. John6 units 2–3 BR

Mango Terrace is an exclusive, upscale residential community located on the hillside above Cruz Bay. Known for its incredibly spacious, expansive floor plans and high-end finishes, this small complex is highly sought-after by those looking for true, comfortable full-time island living rather than a compact vacation rental. Residents enjoy massive, covered verandas that offer spectacular, unobstructed sunset views over the Caribbean Sea, all within a very short drive to the conveniences and dining of Cruz Bay.

Active listings

No active listings available

Units in this association

TypeAsking nowRef. priceHOA / mo
2 ———$812
3 ———$1,305

Asking now is the range of current active MLS list prices for that unit type. Ref. price is a benchmark value used to pre-fill the calculator — based on recent sold/underwritten values, so it can sit above or below today's asking prices.

Warrantability at a Glance

NW
Non-Warrantable
Fails Fannie Mae criteria — inadequate insurance.
Available loan paths
FLEX

Warrantability and loan options reflect past transactions — each new deal requires a fresh review.

Last transaction
—
Insurance type
—
Condo-tel
No
VA eligible
No
FLEX eligible
Yes

Financing & Investment

Open the Mortgage Calculator pre-filled with this association's reference price, condo dues, and rental estimates — then update with your own assumptions.

FLEX (non-conventional) — plan on a minimum 30% down payment.
Run the numbers