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St. John, USVI

NW

Cruz Views

FLEX
St. John 1–2 BR

Nestled into the tropical hillside just above Cruz Bay, Cruz Views offers a spectacular vantage point with sweeping, panoramic views of the Caribbean Sea and neighboring St. Thomas. This incredibly peaceful, residential-style community is known for its quiet, unassuming atmosphere and lushly planted grounds. It features a lovely community pool and sun deck, providing the perfect spot to watch the island's famous sunsets. Despite its serene elevation, it remains highly convenient, sitting just a short, quick drive from the center of town and the stunning beaches of the North Shore.

Active listings

No active listings available

Units in this association

TypeAsking nowRef. priceHOA / mo
1 1——$935
2 1——$1,163

Asking now is the range of current active MLS list prices for that unit type. Ref. price is a benchmark value used to pre-fill the calculator — based on recent sold/underwritten values, so it can sit above or below today's asking prices.

Warrantability at a Glance

NW
Non-Warrantable
Fails one or more Fannie Mae criteria (condo-tel, insurance, reserves, or litigation).
Available loan paths
FLEX

Warrantability and loan options reflect past transactions — each new deal requires a fresh review.

Last transaction
Jan 1, 2025
Insurance type
—
Condo-tel
No
VA eligible
No
FLEX eligible
Yes

Financing & Investment

Open the Mortgage Calculator pre-filled with this association's reference price, condo dues, and rental estimates — then update with your own assumptions.

FLEX (non-conventional) — plan on a minimum 30% down payment.
Run the numbers