Caret Bay Villas

Cash Purchase Only

Northside / Caret Bay· St. Thomas 2 BR

Tucked away on the unspoiled northern shore of St. Thomas, Caret Bay Villas offers a secluded and dramatic cliffside setting. This intimate, gated complex consists of just 14 townhome-style units, built in two tiers, perched 70 feet above the Atlantic Ocean. Each two- or four-bedroom villa features its own private plunge pool and expansive, panoramic views. Reached via the long and winding Caret Bay West Road, the community provides the ultimate private, serene island retreat while still remaining accessible for full-time living or vacation rentals.

Active listings

No active listings available

Units in this association

Type	Asking now	Ref. price	HOA / mo
2 —	—	—	$362

Asking now is the range of current active MLS list prices for that unit type. Ref. price is a benchmark value used to pre-fill the calculator — based on recent sold/underwritten values, so it can sit above or below today's asking prices.

Warrantability at a Glance

Non-Warrantable

Fails Fannie Mae criteria — inadequate insurance.

Available loan paths

Cash purchase only

Warrantability and loan options reflect past transactions — each new deal requires a fresh review.

Last transaction: —
Insurance type: Self Insured
Condo-tel: No
VA eligible: No
FLEX eligible: No

Financing & Investment

Open the Mortgage Calculator pre-filled with this association's reference price, condo dues, and rental estimates — then update with your own assumptions.

Cash purchase only — this association isn't currently financeable.

Run the numbers